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The Four Most Costly Home Disasters in Charlotte.

The Four Most Costly Home Disasters in Charlotte.

What are the costliest damages that are likely to happen to your Charlotte property? Well, Allstate sat down and figured this out – for each zip code in North Carolina. Keep in mind that any home or business is susceptible to these cantankerous catastrophes, which is why ServiceMaster Quality Restoration is ready to help 24/7.

Fire: The average cost per fire damage claim in Charlotte, North Carolina is $36,338. Although there are many reasons behind why fires start in homes, the most common are:

  • Kitchen fires – see our last blog post about kitchen and cooking fire prevention
  • Natural/wildfires – According to, North Carolina is the third most likely state to experience wildfires. This can cause serious damage to the interior of your property and its surrounding areas.
  • Chemical fires – synthetic chemicals are extremely combustible. Many home or business fires start because these are improperly used or stored.
  • Furnace or other appliance defects – be sure all of your electrical appliances are functioning properly. Check the status of your furnace while you’re at it!

Indeed, figuring out how to restore your property after fire damage can be a tedious process. Talk with your insurance agent to see if you’re covered, and keep ServiceMaster Quality Restoration in mind as you plan your fire restoration efforts.

Freezing Water & Other Water Damage: If frozen water in your pipes causes them to burst, the average Charlotte resident’s insurance claim is $17,725 to fix. Moreover, other water damage (such as flooding, appliance defects, seepage and leakage, etc.) can cost up to $7,700. To prevent such damage, be sure that your home or business is ready to withstand the upcoming winter wet season.

 Smoke: Let’s state the obvious: We all know that fire can destroy or severely damage properties. But there is often a sneaky, near-invisible force that can ruin your home’s contents and infrastructure: Yes, you guessed it. Smoke. On average, Charlotte citizens’ claims for smoke damage cost $9,215. Not only does smoke cause health issues among people who live or work in fire-damaged property, but it also has corrosive properties that can break down hard surfaces and the property’s framework. This is why it is extremely important to have a professional like ServiceMaster Quality Restoration treat your home or business soon after after a fire.

Wind: ServiceMaster Quality Restoration has an old saying that goes, “When the winds come a-blowin’, your home should stay a-standin’.” According to the National Severe Storms Laboratory, thunderstorm winds account for nearly half of all severe weather reports in the lower 48 states in the U.S. Any wind that rises above 50 mph is considered damage-worthy, and the cost of wind-related claims in the Charlotte area can amount up to $8,000. Be sure that your home can withstand such forces, and don’t hesitate to contact us for any wind damage-related cleanup or restoration projects.