Last week areas in and around Baltimore City experienced flooding as a result of a sudden and devastating summer storm. If you were one of the unlucky ones whose home was damaged due to the storm, you probably need to file an insurance claim. This can be a stressful and traumatic time, but we have a few tips to help make filing a water damage insurance claim a little easier.
Stay Away from the Word “Flood”
In many situations, homeowners and renters insurance does not cover flood damage. Most offer flood insurance that needs to be purchased separately. For this reason, it’s important to clarify that you are filing a claim for water damage, and not flood damage. Making this distinction early and often will help avoid confusion and keep things moving.
Take As Many Pictures as You Can
While you may end up with more than you need, it’s a good idea to document as much as possible. Your pictures can be used in conjunction with the insurance claim adjuster’s to get the full story of what exactly was damaged, and to what extent. This advice might be a little late, but it’s a good idea to have an inventory of photos of all parts of your home. That way, if anything is damaged you will have before and after pictures for the insurance company, not just after.
An IICRC Certified Water Damage Company in Baltimore
As an IICRC certified company, ServiceMaster of Baltimore technicians are well-equipped to handle all of your restoration needs. Our IICRC accredited field managers are specialists in water mitigation, fire restoration and clean-up, mold abatement and pack-out services. It’s no wonder why we are Maryland’s most trusted name in cleaning and restoration services.
Call (410) 498-8030 for Emergency Restoration!
For over 57 years, ServiceMaster of Baltimore has been serving the residents of Baltimore with 24/7 availability. We understand how devastating water damage can be on a home or business, which is why we have certified licensed restoration technicians available 24 hours a day, 7 days a week, 365 days a year. When you call, we will have technician at your home or business within hours of your initial call.
Hopefully you have found our blog, “Make Filing a Water Damage Insurance Claim a Breeze,” informative and helpful. Continue to check back weekly for more helpful tips.
