When people think of winter plumbing problems, they picture icy northern states with weeks of below-freezing temperatures. But the truth is this: some of the worst burst-pipe damage happens in places that barely ever freeze. Mild-winter regions—coastal states, the South, the Southeast, the Southwest, and anywhere that usually stays above freezing—are at the highest risk when an unexpected cold snap hits.
Why? Because homes in these areas simply aren’t built for freezing temperatures. When the thermometer suddenly drops into the 20s or teens overnight, pipes freeze fast—and frozen pipes burst even faster. A single burst pipe can release hundreds of gallons of water per hour, causing flooding, ruined floors and drywall, and long-term structural or mold problems.
This guide explains why mild-winter homes are especially vulnerable, what temperature causes pipes to burst, how to recognize a freezing pipe before it ruptures, and—most importantly—how to prevent water damage during a surprise cold snap.
Why Mild-Winter Homes Are More Vulnerable During Cold Snaps
Homes Aren’t Built for Freezing
In warm climates, builders don’t expect pipes to face prolonged cold. That means many homes have:
Pipes running through unheated attics
Plumbing located along exterior walls
Crawl spaces with wide air gaps
Outdoor hose bibs without frost protection
Little or no insulation around water lines
In freezing climates, plumbers bury or insulate pipes by default. In mild climates, they don’t—because normally, they don’t have to.
Exposed and Shallow Plumbing Lines
In warm regions, supply lines are often shallow, making them vulnerable to freezing when temperatures drop faster than usual.
Areas most affected include:
These structural setups allow cold air to wrap around pipes and freeze them quickly.
Insulation Gaps and Drafty Areas
Most homeowners don’t realize how much cold air leaks into:
Attics
Crawl spaces
Garages
Utility rooms
Under-sink cabinets
Even a small draft can drop the temperature around a pipe by more than 10 degrees, enough to freeze it despite the rest of the house being warm.
What Temperature Causes Pipes to Freeze During a Cold Snap
The Critical Temperature Threshold
Most pipes freeze when temperatures outside reach 20°F (-6°C).
But in mild-winter homes, freezing can happen even earlier because the pipes are less protected.
Frozen pipes in warm climates can occur at 28–32°F if:
Pipes run along exterior walls
There are openings or gaps allowing airflow
The cold snap lasts several hours
The temperature drops rapidly overnight
In other words: it doesn’t take very long, or very cold temperatures, for pipes to freeze in warm climates.
How Fast Pipes Freeze in Mild-Climate Homes
Time to freeze depends on:
Pipe material
Exposure
Insulation
Duration of cold
In typical mild-winter homes:
At 28°F → pipes can freeze in 4–6 hours
At 25°F → pipes can freeze in 2–3 hours
At 20°F or below → pipes may freeze in under 2 hours
Rapid temperature drops are especially dangerous.
Wind, Drafts, and Unheated Areas
Wind chill doesn’t directly freeze pipes, but wind forces cold air into gaps and cracks, making interior surfaces freeze much faster.
High-risk zones include:
Why Cold Snaps Lead to Burst Pipes
Ice Blockages Create Extreme Pressure
When water freezes, it expands. But the freezing section of a pipe isn’t where the burst happens. Instead, the ice creates a blockage that increases water pressure between the frozen area and the nearest closed faucet.
That pressure builds and builds—until the pipe ruptures.
Which Pipes Burst First
The most vulnerable pipes in mild-winter homes are:
Outdoor spigots
Under-sink lines
Pipes behind drywall on exterior walls
Attic plumbing
Garage water heaters and supply lines
Washing machine connections
When these freeze, the resulting burst can send water streaming into walls, floors, and ceilings.
How Sudden Freezing Is Different From Normal Winter Weather
In northern states, pipes freeze because of prolonged exposure.
In mild-winter states, pipes freeze because:
This combination is why water damage claims skyrocket during cold snaps in places that “never freeze.”
Signs Your Pipes Are Starting to Freeze
Low Water Pressure
If your faucet slows to a trickle or stops completely, your pipe is likely freezing.
Frost on Pipes
Any visible frost on exposed pipes—under sinks, in attics, in garages—is a red flag.
Gurgling or Metallic Sounds
Gurgling indicates air trapped behind ice. Metallic sounds indicate expanding metal under pressure.
Unusually Cold Walls or Floors
If an exterior wall suddenly feels extremely cold, a pipe behind it may be freezing.
Sinks That Won’t Drain
Drain lines can freeze too, causing slow or blocked sinks—even if supply lines are still flowing.
How to Prevent Burst Pipes During a Cold Snap
Keep Heat On Day and Night
Never lower the thermostat drastically at night during a cold snap. Your pipes need consistent warmth.
Open Cabinets and Interior Doors
Let warm air circulate to plumbing under:
Kitchen sinks
Bathroom cabinets
Laundry room sinks
Let Faucets Drip
A small drip relieves pressure and keeps water moving slightly—making freezing less likely.
Insulate Vulnerable Pipes
Use:
Foam pipe sleeves
Heat tape
Fiberglass wrap
Focus on:
Attics
Garages
Crawl spaces
Under-sink pipes
Laundry connections
Seal Drafts and Cold Air Access Points
Use caulk or spray foam around:
A single cold draft can drop the temperature around a pipe dramatically.
How to Thaw Frozen Pipes Safely
Step-by-Step Thawing Guide
Open the faucet to relieve pressure.
Locate the frozen section—look for frost or cold spots.
Use safe warming tools:
Start thawing near the faucet, working backward.
Continue warming until full water flow returns.
Keep the area warm to prevent refreezing.
What NOT to Do
Never use:
When to Call a Professional
If the pipe is:
Behind a wall
Buried in a crawl space
Making unusual noises
Thawing slowly
Causing leaks
Call immediately—waiting can lead to sudden bursting.
What to Do If a Pipe Bursts During a Cold Snap
Shut Off Water Immediately
Locate your main shutoff valve before winter hits so you’re prepared.
Contain Damage Fast
Prevent Mold and Structural Issues
Mold can grow in as little as 24–48 hours, especially in humid climates. Drying must begin immediately.
Long-Term Fixes for Mild-Winter Homes
Permanent Pipe Insulation
Add insulation to pipes in:
Attics
Crawl spaces
Exterior wall runs
Garages
Under sinks
Upgrading Attic and Crawl Space Protection
Increasing insulation levels helps your whole home maintain warmer temperatures during cold snaps.
Outdoor Spigot Prep for Future Freezes
Install:
Also disconnect hoses each fall—even in warm climates.
Final Thoughts
Cold snaps cause some of the worst burst-pipe disasters in the country—not because temperatures are colder, but because homes in mild-winter regions aren’t designed for freezing conditions. When unexpected cold hits, pipes freeze fast, pressure builds even faster, and water damage can occur within minutes of a burst.
With the right preparation—heat, insulation, dripping faucets, sealing drafts, and knowing how to thaw safely—you can significantly reduce your risk of frozen and burst pipes this winter.