Financing Home & Commercial Restoration Projects with GreenSky

In true Midwestern fashion, Indianapolis residents experience harsh conditions across all four seasons. These severe weather patterns often contribute to everyday wear and tear on local properties and can sometimes lead to sudden disasters.

Older housing in Indianapolis neighborhoods, such as Broad Ripple, Irvington, Fountain Square, and Speedway, can be even more prone to damage during storms and high-wind activity. Commercial corridors and districts, such as Downtown Indianapolis, Keystone at the Crossing, and Castleton, often face challenges due to the constant freeze-thaw cycles that occur every year. If a disaster occurs, quick repairs are essential to prevent the situation from escalating even further. However, delays from the unexpected financial burden of restoration can allow the damage to worsen, increasing costs every second.

That’s why ServiceMaster by LS James has partnered with Greensky, a leader in home improvement financing. Greensky helps Indianapolis property owners finance restoration services so they can begin repairs immediately. No matter the disaster, Greensky Financing will help you restore your property without the financial stress.

How GreenSky Financing Helps Indianapolis Homeowners & Businesses Start Restoration Sooner

The longer a disaster goes unaddressed, the more damage it can cause as time passes. Fast and flexible payment options allow homeowners and businesses to move forward with professional restoration services right away. In Indianapolis, rapid weather shifts can also expedite property damage and make quick repairs crucial.

With Greensky Financing, upfront cost barriers and financial uncertainty are removed from the equation. Businesses can focus on minimizing downtime from the disaster, while homeowners can reduce disruptions to their everyday lives and begin recovery immediately.

What Is GreenSky Financing? A Simple Breakdown

GreenSky is a trusted servicer for one of the nation’s largest bank lending programs. Not to be confused with being a lender, the business is a service provider and program administrator for banks under the GreenSky Financing program.

The loans in the program are funded through GreenSky’s network of partner banks and are designed for residential and commercial restoration financing projects. GreenSky can be used alongside insurance claims or independently when insurance coverage is limited.

Key Benefits of GreenSky Financing

Fast approval times.
Simple, secure online application.
Deferred-interest programs available.
Credit limits up to $100,000.
No upfront cash required to begin restoration work.
Eligible for primary homes, rental properties, and commercial buildings.

When Financing Makes Sense for Indianapolis Property Damage

From storm damage to water intrusion, Indianapolis homeowners and business owners need to be ready to respond to emergency events at any time. There’s no telling how much restoring your property can cost or how long it will take, which is why starting the process as soon as you can is vital. Here are a few scenarios that Indianapolis residents typically face:

Residential Examples

Burst pipes caused by winter freezes and temperature swings.
Roof leaks and interior water damage from heavy rain or windstorms.
Odor issues following fire or smoke incidents.
Appliance or plumbing leaks damaging flooring, drywall, or cabinetry.
Flooding in basements is common throughout Indianapolis neighborhoods.

Commercial Examples

Storm-related roof damage disrupting operations.
Flooding in retail spaces, offices, warehouses, or restaurants.
Water damage threatening inventory, equipment, or tenant spaces.
The need to reopen quickly to meet safety standards, lease obligations, and customer expectations.

How the GreenSky Application & Approval Process Works

GreenSky offers fast and affordable financing, making the restoration process simple, accessible, and less stressful. Here’s how it works:

Step 1: Complete a Quick Online Application

Mobile-friendly and easy to complete.
Typically takes just a few minutes.

Step 2: Receive a Fast Approval

Many applicants receive an immediate decision.
Approval email includes a loan agreement link.
Additional documentation may arrive by mail.

Step 3: Use the Funds Toward Restoration Needs

Restoration financing options can be applied toward water, fire, weather, odor cleanup, and reconstruction projects.
Supports both emergency mitigation and full restoration.

Flexible Loan Options That Fit Your Restoration Timeline

No matter your budget and timeline, GreenSky provides flexible loan options for property owners to fund restoration projects of all sizes. These options include:
Deferred-interest options explained clearly and responsibly.
High credit limits suitable for whole-home or large commercial projects.
Support for multi-phase restoration work.
Ability to begin mitigation immediately to prevent additional damage.

Why Financing Can Protect Your Property (and Save You Money Long-Term)

Damage doesn’t delay when it affects a property, and neither should restoration. In fact, property damage will most likely get worse over time. Any delays in restoration can lead to higher repair costs, extended timelines, and other forms of secondary damage.

Water intrusion, for example, spreads quickly and weakens building materials as time goes on. On the other hand, fire damage often includes hidden water and smoke effects. Smoke residue and odors will intensify over time if left untreated.

Indiana’s particular climate can also accelerate the damage progression. The constant freeze-thaw cycles in the winter can lead to burst pipes and interior water damage. Severe storms in the spring will also exploit the vulnerabilities in the exterior walls or flood-prone basements. The spring may also bring heavy rainfall or wind-driven storms that lead to roof and attic leaks. Both commercial and home repair financing enable immediate mitigation, helping property owners reduce the costs and complexity of the restoration project.

How This Indianapolis Team Helps You Navigate Restoration + Financing

Our professionals are based in the Indianapolis area and understand the nuances of living and working in the city. From the historic homes and brick ranches to commercial and industrial buildings, we deeply understand the different types of local properties. Our team is also extremely familiar with the local weather patterns and the Indianapolis community. Below are the additional benefits of working with our Indianapolis team:

Our team walks homeowners and business owners through GreenSky financing options step-by-step.
We provide empathetic and calm guidance during stressful emergencies.
Our professionals have 24/7 availability, fast response times, and transparent planning.
We coordinate with major insurance providers while helping customers understand financing options.

Ready to Restore Your Property Without the Financial Stress?

Greensky Financing proactively solves a problem that many owners don’t realize exists until after a disaster occurs. It helps owners prepare for emergencies that can occur at any time or day and allows them to immediately address the damage. Whether it’s water intrusion or unexpected weather damage, Greensky Financing is here to remove barriers or roadblocks preventing owners from taking action right away. Contact us today to schedule a consultation or learn more about how Greensky Financing can help you.